Much like homeowners, renters need to protect themselves financially against potential losses. Renters insurance is an affordable way to do that. If you’re renting an apartment or home, you’ll need an insurance policy to cover your belongings and any potential liability. It’s true your landlord will have a property policy; however, their policy covers losses to the building itself — not your personal property or your liability.
Why purchase Renters insurance?
- It’s affordable.
- It covers personal belongings in case of theft and other covered losses whether they are with you in your home, car or while you travel.
- It provides liability coverage if someone is injured in your home or you accidentally injure someone.
- Your landlord may require it as part of your lease.
- It may cover additional living expenses if you have to live elsewhere temporarily as a result of a covered loss.
At Delucia Insurance Agency, we will help you determine the right amount of coverage. And once you decide how much you need, we can tailor a package to fit your needs using one of the many reputable carriers we represent. If you have any questions, contact us today.