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FAQs

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  2. FAQs
  • What does Garage Keepers Insurance not cover?

    Garage Keepers Insurance does not cover damages resulting from defective workmanship, parts, or materials used in repairs. For such issues, a business would need to have Garage Liability Insurance, ...

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  • Do I need Garage Keepers Insurance if I already have General Liability Insurance?

    Yes, General Liability Insurance covers bodily injury and property damage caused by your operations but does not cover damage to customer vehicles in your care. Garage Keepers Insurance specifically ...

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  • How are claims handled under Garage Keepers Insurance?

    Claims under Garage Keepers Insurance typically involve reporting the incident to your insurance provider, who will then investigate the claim, assess the damages, and provide compensation based on the ...

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  • Can I customize my Garage Keepers Insurance policy?

    Yes, many insurance providers offer customizable policies to fit the unique needs of your business. You can choose coverage limits, add endorsements, and tailor the policy to address specific ...

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  • What does Garage Liability Insurance not cover?

    Garage liability insurance does not cover damage to the vehicles that are in your care, custody, or control. For such coverage, you would need a garagekeepers insurance policy, which ...

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  • Is Garage Liability Insurance required by law?

    In many areas, garage liability insurance is a legal requirement for businesses in the automotive industry. It’s essential to check local regulations to ensure compliance and avoid potential penalties. ...

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  • How much coverage do I need for my business?

    The amount of coverage you need depends on the size and scope of your operations, as well as the specific risks associated with your business. It’s advisable to consult ...

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  • Can I bundle Garage Liability Insurance with other policies?

    Yes, many insurance providers offer bundled policies that include garage liability insurance along with other coverages such as property insurance, workers’ compensation, and commercial auto insurance. Bundling can often ...

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  • What should I do if I need to file a Garage Liability claim?

    If you need to file a claim, contact your insurance provider as soon as possible. They will guide you through the process, which typically involves providing details about the ...

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  • What does Contractor’s Tools and Equipment Insurance not cover?

    Contractor’s Tools and Equipment Insurance typically does not cover normal wear and tear, intentional damage, or losses caused by neglect. For coverage of general liability, you would need a ...

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New Iberia, LA Office
222 E Main St.
New Iberia, Louisiana 70560
Phone: 337-210-4181

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Delucia Insurance Agency

Proudly offering insurance services for individuals, families, and businsses in Alabama, Arkansas, Louisiana, North Carolina, Oklahoma, Tennessee, Virginia, including all Louisiana parishes and cities: Acadia, Allen, Ascension, Assumption, Avoyelles, Beauregard, Bienville, Bossier, Caddo, Calcasieu, Caldwell, Cameron, Catahoula, Claiborne, Concordia, De Soto, East Baton Rouge, East Carroll, East Feliciana, Evangeline, Franklin, Grant, Iberia, Iberville, Jackson, Jefferson Davis, Jefferson, La Salle, Lafayette, Lafourche, Lincoln, Livingston, Madison, Morehouse, Natchitoches, Orleans, Ouachita, Plaquemines, Pointe Coupee, Rapides, Red River, Richland, Sabine, St. Bernard, St. Charles, St. Helena, St. James, St. John the Baptist, St. Landry, St. Martin, St. Mary, St. Tammany, Tangipahoa, Tensas, Terrebonne, Union, Vermilion, Vernon, Washington, Webster, West Baton Rouge, West Carroll, West Feliciana, Winn, and the surrounding areas.

DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

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