Getting a referral is the best compliment we could ask for, and it always feels great to know that our hard work has paid off. After all, referrals are the lifeblood of any business, and they’re how we continue to grow and thrive.
"*" indicates required fields
Your questions,
answered
We’re always here to answer your questions.
Yes — this is typically addressed through a combination of professional/medical liability coverage and Directors & Officers (D&O) liability. Professional liability protects against claims tied to clinical services like ultrasounds or medical consultations, while D&O coverage protects board members and leadership (including medical directors serving in a governance capacity) from claims related to decisions made in that role. The Pro-Life Protection Program™ is built to review both of these together so there’s no gap between your clinical role and your leadership role.
Not automatically. Volunteer-related exposures are treated as their own category of risk because volunteers often aren’t covered the same way employees are under workers’ compensation or general liability. This is reviewed specifically so that the people supporting your clinic — whether paid or volunteer — aren’t operating in a coverage gap.
It depends on the nature of the injury, but workers’ compensation is the foundational coverage for staff injuries during the course of employment, separate from professional liability (which addresses claims of harm to patients/clients) or general liability (which addresses third-party injuries on your premises). Part of the value of a coordinated review is making sure these lines don’t have unintentional overlaps or gaps between them.
Standard policies are often built for general nonprofits and may not be written with clinic-specific exposures — like APR services, ultrasound operations, or abuse/molestation claims involving vulnerable populations — in mind from the start. A specialized review doesn’t assume your current coverage is wrong; it simply checks each of these areas against your actual operations, since gaps often aren’t visible until a claim happens. Given that this review is offered as a starting point with no cost or pressure, it’s typically a low-risk way to confirm (or correct) what you already have.
When you apply for an insurance policy, you’ll be asked a number of questions. Among other things, the agent might ask you your name, age, gender, and address. You’ll also be asked a number of other questions which will be used to determine how likely you are to make a claim.
When an insurance company is deciding whether or not to offer automobile insurance to a potential customer, they will want to know about the person’s previous driving record, whether they have any recent accidents or tickets, and what type of car is to be insured.
Insurance companies have different programs for different customers. Adults with good driving records will generally pay less for auto insurance than a young driver with traffic tickets will. In order to determine which program you qualify for, an insurance company needs basic information about you.
In addition to your age, gender, and driving experience, they will also need information about the vehicle you drive and how you drive it to determine a fair price. For example, a large luxury car costs more to repair or replace than a sub-compact, and someone who commutes 30 miles each way is more likely to be in an accident than someone who rides the bus to work and drives only on weekends.
The typical homeowners policy has two main sections: Section I covers the property of the insured, and Section II provides personal liability coverage for the insured. Almost anyone who owns or leases property has a need for this type of insurance. Usually, homeowners insurance is required by the lender to obtain a mortgage.
There are a number of things you can do to lower the cost of your homeowners insurance. The easiest thing to do is get a comprehensive review of your policy and needs from your local agent.
It’s not surprising to find quotes on homeowners insurance that vary by hundreds of dollars for the same coverage on the same home. When you shop, be careful to make sure each insurer is offering the same coverage.
Another way to lower the cost of your homeowners insurance is to look for any discounts that you may qualify for. For example, many insurers will offer a discount when you place both your automobile and homeowners insurance with them. Other times, insurers offer discounts if there are deadbolt exterior locks on all your doors, or if your home has a security system. Be sure to ask us to look into these discounts for you.
Another easy way to lower the cost of your homeowners insurance is to raise your deductible. Increasing your deductible from $250 to $500 will lower your premium, sometimes by as much as five or ten percent.
Yes — this is typically addressed through a combination of professional/medical liability coverage and Directors & Officers (D&O) liability. Professional liability protects against claims tied to clinical services like ultrasounds or medical consultations, while D&O coverage protects board members and leadership (including medical directors serving in a governance capacity) from claims related to decisions made in that role. The Pro-Life Protection Program™ is built to review both of these together so there’s no gap between your clinical role and your leadership role.
Not automatically. Volunteer-related exposures are treated as their own category of risk because volunteers often aren’t covered the same way employees are under workers’ compensation or general liability. This is reviewed specifically so that the people supporting your clinic — whether paid or volunteer — aren’t operating in a coverage gap.
It depends on the nature of the injury, but workers’ compensation is the foundational coverage for staff injuries during the course of employment, separate from professional liability (which addresses claims of harm to patients/clients) or general liability (which addresses third-party injuries on your premises). Part of the value of a coordinated review is making sure these lines don’t have unintentional overlaps or gaps between them.
Don’t see your question? Contact us.
**This is a sensitive topic involving medical and legal liability. These FAQs are written for general informational/marketing purposes and shouldn’t be treated as legal or insurance advice. Specific coverage determinations should always go through a licensed advisor reviewing the clinic’s actual policies and operations.
Let's talk about
your insurance needs
Whether you're exploring coverage for the first time or reviewing an existing policy, a conversation with our team costs nothing and could make all the difference.
Quote online
Our online tool makes it easy to get quotes from top carriers.
